Ever wondered what PayPal Cameroon is all about or How PayPal works in Cameroon??? if yes then this article was specifically written for you.
In this tutorial, I will take you through everything you need to know about using PayPal in Cameroon: Sending, Receiving, Withdrawing and Limitations.
So by the end of this article, you will have learnt what PayPal is, how to use PayPal in Cameroon to do online payments, how to get a PayPal account that receives money in Cameroon and also how to withdraw money from PayPal in Cameroon.
Before delving in to the main subject matter, let me first of all start by giving you a brief history of PayPal and how it became available in Cameroon.
Brief History of PayPal Cameroon
PayPal is an online payment platform/website created/founded in 1998 by 4 internet entrepreneurs; Max Levchin, Peter Thiel, Luke Nosek, and Ken Howery….and the goal of the 4 internet entrepreneurs was to create a secure platform that would make it possible for people to issue payment online without revealing their credit card details and for the online merchants/internet entrepreneurs to easily accept payments for their products and services.
20 years after its creation, PayPal has become the most popular and secure online payment system in the world; used by almost all the online merchants, internet entrepreneurs and freelancers to accept payments for their products and services online.
However not all the countries in the world are eligible to use PayPal for online transactions.
In other words PayPal has a list of supported countries where their service is available i.e. people who are not residing in the PayPal supported countries, can’t use PayPal.
Is PayPal available in Cameroon???
In 2014, PayPal extended its services to Cameroon thereby making it possible for Cameroonians to use PayPal service for online transactions.
However, despite the fact that PayPal has been in business for over 7 years in Cameroon, the PayPal service is still very unpopular in Cameroon.
As of June 2021, we can authoritatively report that only less than 5% of the Cameroon population (of about 20 million) have a PayPal account. Some Cameroonians are even ignorant about the existence of PayPal.
Somebody may likely want to ask, why is PayPal so unpopular/useless in Cameroon???
The main reason why PayPal is still very unpopular in Cameroon, is due to the receiving/withdrawal restriction placed by PayPal on the PayPal Cameroon accounts.
For those of you who don’t know, for the past 7 years (since PayPal became available in Cameroon) Cameroonians have only been able to use the PayPal service to do online payments only i.e. if you are residing in Cameroon, you can only use PayPal to make online payments on eCommerce websites that accepts payments via PayPal.
Given the fact that the online merchants, internet marketers/entrepreneurs and online freelancers constitute about 50% of the PayPal users in Cameroon, the PayPal service has been very useless in Cameroon as this category of people in Cameroon view the service as a “half baked cake” since PayPal doesn’t permit Cameroonians to receive and withdraw money in Cameroon.
For those of you who don’t know, PayPal has placed restrictions on their service in different countries around the world, especially in Asia and Africa.
Below is a list of PayPal supported countries and their privileges’ in 2021
Countries/Regions with the ability to send and receive payments via PayPal:
If you reside in one of these countries/regions, you have the ability to send and receive payments.
Hong Kong SAR, China
United Arab Emirates
Countries/Regions with the ability to send and receive payments and have Automatic Transfer:
If you reside in one of these countries/regions, you have the ability to send and receive payments. In addition, PayPal will automatically transfer your PayPal balance to your US bank account or credit card on a regular basis.
- Antigua and Barbuda
- Bosnia and Herzegovina
- French Polynesia
- New Caledonia
- Saint Kitts and Nevis
- Saint Lucia
- Trinidad and Tobago
- Turks and Caicos Islands
Countries/regions with the ability to send payments via PayPal:
If you reside in one of these countries/regions, you have the ability to link a credit card to your PayPal account and send payments. You do not have the ability to receive payments.
- Azerbaijan Republic
- British Virgin Islands
- Burkina Faso
- Cape Verde
- Democratic Republic of Congo
- Republic of Cook Islands
- Côte d’Ivoire
- Falkland Islands
- Gabon Republic
- Marshall Islands
- Federated States of Mongolia
- Netherlands Antilles
- Norfolk Island
- Papua New Guinea
- Pitcairn Islands
- Saint Helena
- Saint Pierre and Miquelon
- Saint Vincent and the Grenadines
- Sao Tome and Principe
- Sierra Leone
- Solomon Islands
- Sri Lanka
- Svalbard and Jan Mayen
- Wallis and Futuna Islands
In this article, i will give you the procedures on how to create a verified PayPal Cameroon account to send payments online and also tell you how to get an unrestricted PayPal Cameroon account that you can use to receive money via PayPal in Cameroon and how to withdraw money from PayPal in Cameroon.
Before we delve in to the main topic, let me first of all start by defining the two types of PayPal accounts which the home based Cameroonians can create on the PayPal website.
So if you are in Cameroon, you can either get one of the two PayPal Cameroon accounts depending on your need.
Types of PayPal Cameroon Accounts and their Purpose
There are two types of Paypal accounts which Cameroonians can create (sign up for) on the PayPal website. The two Paypal accounts include;
1) The Personal PayPal Cameroon account (that can only be used to send payment only)
2) The Unrestricted PayPal account that receives money and permits withdrawal of funds
1) The personal Paypal Cameroon account;
This is the most common PayPal account (which can easily created on the PayPal website by anybody in Cameroon) has only one function i.e. it can only be used to do online payments. No receiving or withdrawal of funds is allowed for the Personal PayPal Cameroon accounts.
In other words, the internet entrepreneurs and online merchants in Cameroon can’t receive payment/money with the personal PayPal Cameroon account talk less of withdrawing money.
Like i mentioned earlier, the Personal PayPal Cameroon accounts doesn’t store funds. They can only be used by Cameroonians to do online payments ONLY.
So if you are one of the online shopaholics in Cameroon who often buy stuffs online with their debit or prepaid cards, having a PayPal Cameroon account will be of great benefit to you.
PayPal will enable you to shop online without exposing your credit card details….at the end of this article, I’m going to tell you how PayPal protects the credit details of online shoppers (credit card holders).
So if you are just on the buying end, then the PayPal Cameroon platform (paypal.cm) was specifically created for you.
After you have created your Personal PayPal Cameroon account, the next thing you need to do, is to get a Debit/Credit card from a local Bank in Cameroon and link the card to your PayPal Cameroon Account and start shopping/issuing payments online.
So the personal PayPal Cameroon account can also be called the “Payment Only” PayPal account …meant for online payments.
2) The Unrestricted PayPal account (Business Cameroon Paypal accounts)
Unlike the personal PayPal Cameroon accounts (that can’t receive money), home based Cameroonians with unrestricted PayPal Cameroon Accounts can receive payments/money via PayPal in Cameroon and also withdraw money from their PayPal accounts to their Cameroon bank accounts OR any PayPal compatible prepaid cards.
From the list of supported PayPal Countries, you can see that “Cameroon” is among the PayPal supported countries (category) that can only send payments via PayPal.
PayPal says if you are residing in Cameroon, you can only send payments with PayPal i.e. you have the ability to link a credit card to your PayPal account and send payments. BUT do not have the ability to receive payments. This explains why any PayPal account created by any person residing in Cameroon will be restricted to from receiving money.
However, in 2021, Cameroon based internet entrepreneurs, online merchants, internet marketers and freelancers have started seeing light at the end of the tunnel as PayPal has given authorization to some of its partners in Cameroon, to create unrestricted PayPal accounts for the Cameroonians running legit businesses online or rendering reputable services.
So if you are a credible online merchant, internet marketer, freelance translator, website designer etc, you can now get an unrestricted PayPal Cameroon account which you can use to receive and withdraw money from PayPal in Cameroon without using any VPN or foreign phone number.
This mean that, you no longer need to use the PayPal account of a relation or friend in the US or European countries to receive payments for your products and services via PayPal from Cameroon.
You can get your own personal unrestricted PayPal Cameroon account which you can manage in Cameroon with no limitation.
If you are in need of an Unrestricted PayPal Cameroon accounts to receive payments from your online business in Cameroon and withdraw money from your PayPal account balance in Cameroon, WhatsApp Me.
In this article, I’m going to show you how to create a PayPal Cameroon account that you can use to issue payments online from Cameroon.
Like i mentioned earlier, if you are interested in the unrestricted PayPal Cameroon account that receives money and permits withdrawal of PayPal funds in Cameroon, simply WhatsApp me.
Procedures to Create a Personal PayPal account in Cameroon for Online Payments
- Visit the PayPal Cameroon platform by entering paypal.com in to your browser.
- On the PayPal Cameroon Website, Click on the Sign Up button.
- Enter your Cameroon Phone Number to receive a verification code for Sign Up.
- Enter Verification code and your credentials to Sign Up.
- After creating your account, link your debit or prepaid card to your PayPal Cameroon account.
- Start shopping online.
Ok let’s get started….
Step 1. Visit the PayPal Cameroon website
To go to the PayPal Cameroon site.
To access the PayPal Cameroon website, you just need to type paypal.com in to your web browser OR simply click on the link above.
Step 2. On the PayPal Cameroon Website, Click on the Sign Up button.
After arriving at the PayPal Cameroon website simply click on the Sign Up link as shown in the screenshot below.
Step 3: Enter an Active Cameroon phone number to Verify your PayPal Cameroon account.
In the next step, you will be asked to enter your Cameroon phone number.
NOTE: Enter an active Cameroon phone number because a verification code will be sent to you.
After you have entered phone number, you will receive a verification code.
Enter the verification code to proceed to the next step.
Step 4 Create your PayPal Cameroon Profile to Set up your account.
To set up your PayPal Cameroon account profile, you just need to enter Email Address, First and Last Name and Password.
After you have entered the required info, click on Next to proceed to the final step.
Step 5 – Link Your Credit Card to your Cameroon PayPal Account.
After you have set up your PayPal Cameroon account profile, you will be required to link your credit card to your PayPal Cameroon account in order to complete the sign up process.
If you don’t have a credit card at the moment, you can skip this step/ link a credit card to your PayPal Cameroon account later.
NOTE: If you do not link a credit card to your PayPal Cameroon account, you can’t use it to issue payment online as the PayPal service only enables you to issue online payment without revealing your credit card details.
So what’s the essence of having a personal PayPal Cameroon account without a credit card linked to it???
Ok after you have entered the credit card details and linked your credit card to your PayPal Cameroon account, your PayPal account will now be ready for online payments i.e. you can start sending payments and shopping on online shops that accept payments via PayPal.
How does the PayPal Cameroon payment process work???
To issue payment online with your PayPal Cameroon account, PayPal collects money from the credit card (which is linked to your PayPal account) to issue payment on your behalf… without you entering your credit card details on any website as final payment is issued on the PayPal website.
On the PayPal website, all you need to provide in order to issue payment online with your PayPal Cameroon account, is just your PayPal email and Password.
In a case where you need to receive a refund from a seller, PayPal will collect the money from the seller and send it back to your credit card.
Ok we have come to the end of this article.
If you have any question, leave a comment below or simply WhatsApp me if you need a quick response.
Like i mentioned earlier, if you are interested in getting an unrestricted PayPal Cameroon account to receive money and withdraw from PayPal in Cameroon, WhatsApp me.