Best Prepaid Card in Cameroon for Online Shopping – UBA Prepaid Card
One wide spread fallacy in Cameroon (and Africa at large) that has stopped many Cameroonians (based in Cameroon) from making any attempt to get a credit card from the banks in Cameroon to do online shopping, is the notion that to get a credit card from the banks in Cameroon, you will have to first of all open a bank account with the banks in Cameroon before they can issue you a credit card.
This fallacy is a huge demotivator as most Cameroonians won’t like to go to a bank and spend at least 50,000frs CFA after standing in a long queue for hours and submitting a long list of documents, just to get a credit card to pay for Netflix subscription or Facebook ads and other minor online payments.
But is it really hard to get a credit card in Cameroon???
The simple answer is NO.
The truth is, nowadays (in this 2021) you no longer need to open a bank account with most banks in Cameroon in order to be issued a credit card for online payments OR submit a long list of documents to the banks in order to obtain a credit card from the banks in Cameroon.
The most interesting thing about obtaining credit cards in Cameroon in 2021, is the fact that most banks in Cameroon (like the UBA bank) will issue you a credit card instantly i.e. you can walk in to your nearest UBA bank this minute and after an hour you will be walking out of the UBA bank with your brand new credit card; which you can start shopping online with, right away with no issue (provided that you have enough funds in your credit card to cover the payments for your desire items as well as transaction fees).
So after applying for your card, you no longer need to come after two weeks or months to get the card.
It should be noted that there are two types of credit cards which are currently being issued by the banks in Cameroon which includes;
- The Debit cards and
- The Prepaid cards (from either Visa and Mastercard brands)
Somebody may likely want to ask, what’s the difference between the two cards.
What is a debit card in Cameroon???
Debit cards are credit cards that are linked to a bank account.
They are mostly used to withdraw money from a bank account via an ATM machine.
Debit cards are often issued by banks to clients who have opened a bank account with them to ease the withdrawal of funds from their bank accounts (and indirectly reduce the workload of the tellers at the counter).
Since debit cards are cards that are linked to ones bank account, the banks in Cameroon will only issue you a debit card after you have opened a bank account with them.
They can’t issue you a debit card without you opening a bank account with them because debit cards are directly connected with a bank account.
Can debit cards be used for online shopping????
The simple answer is YES.
But its not advisable to use a debit card for online shopping since its linked to a bank account.
This because if your debit card info gets exposed to the hackers, you may end up losing all the funds in your bank account since debit cards are directly link up to your bank account.
What is a Prepaid card in Cameroon???
Prepaid cards are credit cards that are not linked to a bank account (and unlike the debit cards which are often used for ATM withdrawals) prepaid visa or Mastercard are mostly used to do online payments.
Prepaid cards are often called online shopping wallets as it is a card that you can deposit money in to it and use the funds in the card to shop online. When the money in your prepaid card gets finished, you can go to the bank (that issued your prepaid card) to deposit money in to your prepaid card and start continue shopping online.
Just like we normally put money in our wallets whenever we want to go to the market to buys items, you can also load money in your prepaid card whenever you want to shop online.
Prepaid cards are considered the safest cards for online shopping since they are not linked to a bank account. So in a case where your prepaid card is stolen or missing, you will only stand a risk of losing just the funds in your prepaid card.
Just like when your wallet is stolen, you only stand a risk of losing just the money in your wallet and not the ones in your bank account or Njangi savings.
A prepaid card is also good for online shopping because it will enable you to manage your expenses when shopping online as you can only spend the funds you have in your card. But with a debit card you can be tempted to go above your set budget when shopping online since a debit card is linked to the funds in your bank account.
Since a prepaid isn’t linked to a bank account, its very affordable and easy to obtain from the banks in Cameroon.
It may surprise you to know that it will cost you just 13,000 frs CFA to get a prepaid card from most banks in Cameroon.
Somebody may likely want to ask, What is the best bank to get a prepaid card in Cameroon.
The answer is very simple. The best bank to get a Prepaid card in Cameroon for online shopping is UBA.
What gives UBA an upper hand over other prepaid card issuers in Cameroon, is the fact that UBA prepaid cards are issued instantly and their requirements are very basic.
This simply means that you can walk in to your nearest UBA bank this minute and after an hour you will be walking out of the UBA bank with your brand new credit card; which you can start shopping online with, right away with no issue (provided that you have enough funds in your credit card to cover the payments for your desire items as well as transaction fees).
Requirements for obtaining a UBA Prepaid Card in Cameroon :
- 1 passport size photograph
- Photocopy of Cameroon National ID card
- Tax identification number
- Localization plan (House address)
- UBA Prepaid Card Issuance fee is 13.000frs
Visit the nearest UBA branch to get one for yourself today!
To obtain a UBA prepaid from the UBA partners the requirement is more simple….
All you need to provide is a photo or photocopy of your Cameroon ID or passport…and the UBA partners will issue you a prepaid visa card. This simply means that you can get a prepaid card from the UBA partners while lying on your couch.
If you are interested in obtaining a UBA prepaid card from the UBA partners from the comfort of your home, simply WhatsApp and i will tell you how to get. Most of the UBA partners deliver cards to all parts of Cameroon to people who can’t come to their office to pick up their cards.
To obtain a UBA Prepaid card from the UBA partners, it will cost you 150000frs.
After you have submitted a photo of your ID to the UBA partners, your card will be created within 20 minutes. You can pick up your UBA prepaid card from the office of the UBA partners or your card can be delivered to you via the travelling agencies.
Like i mentioned earlier, NO ACCOUNT is needed i.e. you don’t need to open an account with UBA in order to get the UBA prepaid card.
UBA Prepaid Card Features
- Issued Instantly
- Not linked to bank account
- PIN protected with chip technology for enhanced security.
- SMS transaction alert notification.
- Payment for goods and services on Point of Sale terminals at merchant outlets.
- Payment via the internet (UBA Prepaid cards are accepted on all websites).
- ATM withdrawal.
- Accepted on online, POS & ATM Locations
- Valid for 3 yrs
Ok we have come to the end of this article.
If you are interested to apply and get a credit card in Cameroon from the comfort of your home, WhatsApp me with the required info and within 20 minutes your prepaid card will be ready.
Hello please to request for a prepaid card it’s possible?